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8/9/2026

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Power 2 Prosper

See your full credit score today.

Welcome to Power 2 Prosper. The moment you register, you see your full credit score, your report, and exactly what's affecting it — and your rent starts counting toward your credit. Credit, identity, and money tools, all in one place.

Start today

Credit, rent, identity, and money tools

More than a credit score.

Power 2 Prosper is your whole financial life in one place. Build credit with the rent you already pay. Watch your score and the factors behind it. Protect your identity with up to $5 million in coverage. Find and cancel subscriptions you forgot about, and get your personal data removed from broker databases. Pick the plan that fits. Every plan starts with your full score, from day one.

Power 2 Prosper mobile dashboard with credit, rent, identity, privacy, and subscription tools

Compare the difference

Why choose Power 2 Prosper?

Benefit Power 2 Prosper Free credit apps
Reports your rent to build credit
Built for no credit history
Full score and factors, day one
Identity protection up to $5M
Refreshed every month
See my score

Reports and scores

Your credit, explained.

Your full credit report

Every account, balance, and payment in your file — laid out clearly.

Your score, and the why

See exactly what's moving your score and what to do about it.

Always available

Check your score and report any time, from any device.

Credit monitoring

We watch, so you don't worry.

Around-the-clock monitoring

Your credit is watched 24/7, 365 days a year.

Alerts that matter

New account, hard inquiry, or change on your report — you'll know right away.

Credit, made simple

Plain-language answers to what your score and report mean.

Power 2 Prosper credit dashboard on a tablet

Our promise

Our promise

“If you live with discipline, Power 2 Prosper will build you tools that respect it, a score that reflects it, and access that follows it.”

app.p2prosper.com is the proud owner of this website.

Important Information: The credit score(s) you receive from us may not be the same scores used by lenders or other commercial users for credit decisions. There are various types of credit scores, and lenders may use a different type of credit score to make lending decisions than the ones being offered.

Under federal law you have the right to receive a Credit Report from each of the three nationwide consumer reporting agencies once every 12 months. A Credit Score is not included.

After verification of your identity, your scores are available for immediate online delivery securely. Scores shown are for illustrative purposes only.

Power 2 Prosper provides you with the tools you need to access and monitor your financial profile through the program's credit reporting and monthly monitoring benefits. Power 2 Prosper Credit Monitoring and its benefit providers are not credit repair service providers and do not receive fees for such services, nor are they credit clinics, credit repair or credit services organizations or businesses. Credit information is provided either by Transunion® and TransUnion Interactive, Inc. or Experian and CSIdentity Corporation.

All product and company names and trademarks mentioned herein are the property of their respective owners.